Junior Doctor Take-Home Pay
£38,831 – £73,992
2026/27 — F1 through ST6+, 2016 hospital doctor contract
Calculate Your Take-Home Pay
2026/27 Resident Doctor Pay Scale (England — Nodal Points)
| Grade / Nodal Point | Annual Basic | Monthly |
|---|---|---|
| F1 (Nodal Point 1) | £38,831 | £3,235.92 |
| F2 (Nodal Point 2) | £44,439 | £3,703.25 |
| Core / IMT / ST1–2 (Nodal Point 3) | £52,656 | £4,388.00 |
| ST3–5 (Nodal Point 4) | £65,048 | £5,420.67 |
| ST6+ (Nodal Point 5) | £73,992 | £6,166.00 |
Junior doctor (now officially renamed resident doctor in the NHS) refers to all training-grade doctors from F1 through ST8. The 2016 hospital doctor contract uses five Nodal Points for basic pay, reflecting seniority rather than year of graduation.
Total take-home pay depends on a lot more than basic. The 2016 contract supplements are usually substantial:
- Weekend allowance: 3.75%–15% of basic depending on weekend frequency (pensionable)
- Night enhancement: +37% on basic hourly for hours worked 9pm–7am (non-pensionable)
- On-call availability: 3% non-resident / 8% resident (pensionable)
- Additional hours: paid at basic hourly rate for hours worked above contracted 40hr/week (non-pensionable)
- London weighting: flat annual supplement if applicable (non-pensionable)
NHS Pension contributions are tiered by pensionable pay (5.2%–12.5% in England for 2026/27). Income tax and NI follow standard UK rates. The calculator works out all of this in one go — select your grade, country, and tick the supplements section to model your full pay package.
Frequently Asked Questions
What is a junior doctor’s take-home pay in the UK?
It depends heavily on grade and supplements. F1 basic of £38,831 with a 1-in-4 weekend rota and resident on-call (8%) lands at roughly £30k net after pension, tax and NI. An ST6 with similar supplements is closer to £50k+ net.
What’s the difference between junior doctor and resident doctor?
"Junior doctor" was renamed to "resident doctor" in 2024 — the same group of training-grade doctors (F1 through ST8). The term is meant to better reflect the seniority of registrars.
How are supplements calculated under the 2016 contract?
Weekend allowance is a percentage of basic by frequency. Night enhancement is 37% of basic hourly rate × actual night hours. On-call availability is 3% (non-resident) or 8% (resident) of basic. Additional hours are basic hourly × hours. The calculator handles all four.
Are doctor supplements pensionable?
Weekend allowance and on-call availability are pensionable. Night enhancement and additional hours are not. The calculator separates pensionable from non-pensionable supplements when computing your pension contribution.
How does Scotland tax affect junior doctors?
Scotland has its own income tax bands (Starter 19%, Basic 20%, Intermediate 21%, Higher 42%, Advanced 45%, Top 48%) which differ from England/Wales/NI. NI rates are UK-wide. The calculator applies Scottish rates automatically when Scotland is selected.